Show Notes

In this episode, we are joined by Karl Baker, the CEO of Infinity Commercial Capital, about commercial lending and real estate investing. We discuss the differences between commercial lending and typical consumer loans and the role of Infinity Commercial Capital as financing advisors. Karl provides tips for getting a first commercial loan and explains the importance of the four C's of lending: collateral, cash flow, credit, and capacity of the borrower. We also discuss current market conditions, solving collateral issues in small business lending, and Karl's personal real estate investing journey. Lastly we touch on personal retirement finances and the proportions and percentages in a retirement portfolio.  (https://infinitycommcapital.com/)

Takeaways

• Commercial lending is different from typical consumer loans and is used for business purposes rather than personal use.
• The four C's of lending are collateral, cash flow, credit, and capacity of the borrower.
• Understanding loan options and the deal is crucial when getting a first commercial loan.
• Infinity Commercial Capital serves a wide range of clients, from real estate investors to small businesses.
• When investing in real estate, it's important to diversify and consider factors such as age and risk tolerance in retirement finances.

For more information, visit infinitycommcapital.com
and connect with Karl on LinkedIn at https://www.linkedin.com/in/karl
-baker-b703a54/